Mobile Phone Insurance – Have Your Mobile Phone Covered

Mobile phone insurance is the most important thing in today’s world. Since 2006 according to the police and insurance companies, crime related to thefts and loss of mobile phones are increasing latest figures show that almost 3,500 mobiles phones are lost on buses, trains, and cafes while some 1,200 of the mobiles are damages by water per month. Another 400,000 were dropped in the toilets and two thirds of the victims are between the age of 13 and 16. It is in our best interest if we protect ourself by a mobile insurance.

The most common excuse people give that they never thought that they would lose their mobiles like that and they do not insure their mobiles well over 3 million people were proved wrong for not insuring their mobiles. Many people were unaware that mobile phones could be insured at all. And that losing the mobile phone would cost him.

Mobile insurance are to buy insurance from your airtime supplier or to go to an outside insurance source. The obvious advantage of using your airtime provider is that all your mobile phone costs are with one company. This means you can call to cancel your phone if it is lost or stolen and get a new phone sent straight away. Of course, the disadvantage is that the cost and level of cover you get may be different to what you need or are willing to pay. Your best bet is to shop around before you buy any mobile phone insurance.

But you should be aware of the new fake insurance companies calling trying to sell mobile insurance. Avoid them. It is always recommended that you go to a renowned insurance company known to every one or buy mobile insurance online from the various authentic insurance companies like Sony insurance, Nokia insurance, Alcatel Insurance, Blackberry Insurance, Siemens insurance, Motorola Insurance and others. Almost all the major mobile manufacturing companies provide online mobile insurance. The best part is they can be contacted in the event of a problem anytime and every time and from any corner of the world.

If you own a very expensive mobile or a latest set, you could even jumble up your mobile insurance into your home contents insurance. Insurance in general and mobile insurance in particular is very important. It safeguards us and enables us to live a tension free life.

When looking for phone insurance there are a number of features you should look for. The main feature of the insurance should be the replacement of your phone should anything happen to it. Most insurance policies offer this, although you have to pay an excess payment on some whilst others will only send you a second hand phone of a similar specification. Another feature you should look for is cover for unauthorized phone calls should your phone be stolen. The advantages of mobile insurance are that you are covered should your phone be stolen, which is becoming an increasingly common occurrence. Losing or having your phone stolen can cost hundreds of pounds, because replacing the actual phone costs a lot more than getting a contract.

Although mobile phone insurance is a good idea, if you are someone who has never lost his or her phone or simply doesn’t take it out very much then you might not need insurance. If you keep a security lock on your phone then no one else can access it should it be stolen. It is also advised that everyone should keep a record of the imei number of the mobile phone. Many people do not insure their mobiles and later regret. It is advisable that you insure your mobile phones like your home and jewelry.